> ## Documentation Index
> Fetch the complete documentation index at: https://amazonmyprimevisaknowledgedesk.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Prime Visa vs Amazon Visa: Which Card Is Right for You?

> Compare the Prime Visa and Amazon Visa side by side. See earning rates, annual fees, welcome offers, and which card fits your Prime membership status.

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The Prime Visa and Amazon Visa are both issued by Chase and earn rewards on Amazon and everyday spending. The right card depends on whether you have an eligible Amazon Prime membership. This page breaks down the differences so you can choose with confidence.

## Side-by-side comparison

| Feature | Prime Visa | Amazon Visa (no Prime) |
| - | - | - |
| Annual card fee | \$0 | \$0 |
| Amazon.com, Audible.com, Whole Foods Market, Amazon Fresh, Chase Travel | 5% back | 3% back |
| Gas stations, restaurants, local transit and commuting (including rideshare) | 2% back | 2% back |
| All other purchases | 1% back | 1% back |
| Welcome offer (current; offers change) | \$150 Amazon Gift Card on approval | \$50 Amazon Gift Card on approval |
| Requires Prime membership | Yes, for 5% rate | No |

<Note>
  Welcome offers and rates can change. Confirm the current offer on the official [Amazon Prime Visa page](https://www.amazon.com/myprimevisa) before you apply.
</Note>

## Which card should you choose?

**Choose the Prime Visa if:** you have an eligible Prime membership (annual, monthly, Prime Student, Amazon Household member, or trial). You will earn 5% back on Amazon, Whole Foods, and Chase Travel purchases, plus access to the Prime Card Bonus program for 10% back or more on rotating select items.

**Choose the Amazon Visa if:** you do not have Prime or do not want to maintain a membership. You still earn 3% back on Amazon and Whole Foods, plus 2% back on gas, dining, and transit, with no annual card fee.

<Warning>
  If your Prime membership lapses, your Prime Visa drops to 3% back on Amazon and Whole Foods until Prime is restored. Only one Prime Visa per Amazon account can earn 5%.
</Warning>

## Related articles

* [How to apply](/getting-started/apply)
* [Add your card to Amazon](/getting-started/add-card-to-amazon)
* [Earning rates](/rewards/earning-rates)


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